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CIBC Prime Rate. The prime rate is the lending rate Canada’s banks and financial institutions use to set interest rates for variable loans and lines of credit, including mortgages.

So, let say you are the owner of a large American bank that has a presence in most of the major industrialized nations of the world, including London, England.

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SITEMAP: 4. Is the Prime Rate the main benchmark interest rate for the United States? No, it isn't. The main, benchmark interest rate in the United States is the Federal Reserve's target for the fed funds rate.

Under BR, which will now serve as the main reference rate for new retail floating rate loans, banks in Malaysia can determine their interest rate based on a formula set by Bank Negara , the Malaysian central bank. Malayan Banking Bhd Maybank has set a group-wide base rate at 3. All new retail loans and financing such as mortgages, unit trust loans, share margin financing, personal financing and overdraft facilities which are applied for by individual customers will be based on the base rate.

The prime rate is used often as an index in calculating rate changes to adjustable-rate mortgages ARM and other variable rate short-term loans. It is used in the calculation of some private student loans. Many credit cards and home equity lines of credit with variable interest rates have their rate specified as the prime rate index plus a fixed value commonly called the spread or margin.

From Wikipedia, the free encyclopedia. Vudu offers a wide range of popular films and television shows. While TV options are not as good as Hulu Plus, the movie selection is impressive.

The company claims to offer new releases the same day they come out on DVD, which is significant as Netflix sometimes takes weeks before offering a DVD and months before offering an instant option for a new film.

Some might find Vudu's pay-per-view option relaxing, while heavy movie goers will find that costs quickly add up. Vudu is not as clean looking as its older alternatives, Netflix and Hulu Plus, but it is more streamlined than Amazon Prime. Users can easily navigate between collections of films and TV shows. Vudu also clearly indicates new releases and popular films. Each video is rated with stars, so users can quickly see whether a show or film has been popularly received. For those looking to watch under five movies a month, Vudu is for you.

The on-demand option will be more cost-efficient than a subscription and you will have wider access to movies and TV shows. Amazon Prime is the cheapest subscription though it offers a smaller selection of films and TV shows. The added bonuses of free two-day shipping and a free book from the Kindle lender's library makes Amazon Prime the cheapest option. Hulu Plus offers the widest selection of current television shows and offers full seasons of current and classic shows.

For those looking to keep up and catch up with current and classic episodes, Hulu Plus will be your best best. For those looking for the widest selection of films and TV shows, but don't mind paying a bit more, Netflix's package including unlimited online streaming and one DVD will give you everything you want and more.

Vudu is the best deal for those looking to occasionally stream a movie or TV show, but who do not want the cost and commitment of a subscription. Vudu allows you to pay for what you want and the selection will not disappoint you on a Friday night. A previous version of this article listed old numbers for how many TV shows and films Hulu Plus subscribers have access to.

Adjective The wine industry is of prime importance to the California economy. The police have not yet named the prime suspect in the murder investigation. The house is expensive because it's in a prime location. Verb She was obviously primed for the questions at the press conference. Both teams are primed for battle and ready to play. We sanded and primed the woodwork before painting. Recent Examples on the Web: Noun The efficiency of the Venetian stroke allows gondoliers to continue rowing beyond their athletic prime.

Best Dorm Decor," 1 Aug. But about that bit of self-indulgence Adjective Literally, zero need to get to the pool early and secure your prime lounge chair position. Will he really come to Dallas this time? Verb Who Hofmann decides to prime the network with could set the tone. First Known Use of prime Noun before the 12th century, in the meaning defined at sense 1a Adjective 15th century, in the meaning defined at sense 1 Verb , in the meaning defined at transitive sense 1.

Learn More about prime. Resources for prime Time Traveler! Explore the year a word first appeared. Dictionary Entries near prime primavera primaveral prima volta prime prime cost prime factor prime matter. Phrases Related to prime in one's prime past one's prime prime target the prime meridian. Time Traveler for prime The first known use of prime was before the 12th century See more words from the same century. More Definitions for prime. Financial Definition of prime. What It Is In the finance world, prime is short for prime rate , which is the interest rate commercial banks charge their most creditworthy customers, which are usually corporations.

How It Works Anyone who has borrowed money knows that different banks charge different interest rates. Why It Matters Prime is one of the most widely used market indicators , albeit a lagging one, and it is a major benchmark for mortgage and credit card rates.